The reasoning: demographic ageing
- 60+ population: ≈ 10% (≈ 14–15 crore, 2021–26 projections) → ≈ 20% by 2050 (UNFPA India Ageing Report 2023).
- Feminisation of ageing (more older women, often widowed), ruralisation, rising old‑age dependency, out‑migration of children, and weak pension coverage.